Branch² Intelligence

ETMarkets Smart Talk | Jiraaf clocks 15x growth in two years as retail investors embrace bonds: Vineet Agrawal

IN · 2026-07-03

Key takeaway

Jiraaf, an Indian bond platform, reports 15x growth in 2 years as retail investors shift from fixed deposits to bonds.

  1. Step 1 · The triggerRBI's accommodative stance and declining FD rates reduce attractiveness of bank deposits.
  2. Step 2 · Knock-onRetail investors seek higher-yielding alternatives, increasing demand for bonds via platforms like Jiraaf.
  3. Step 3 · Reaches youBond issuers benefit from diversified funding sources and potentially lower yields, while banks face deposit outflows.

The trigger is reported by the source below. The steps that follow are Branch²’s traced reasoning — how the shock could reach a business like yours, not a prediction.

Source: IN:Economic Times

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This is automated analysis for information only. It is not investment advice, not a recommendation, and not a solicitation to buy or sell any security. Branch² is not authorised or regulated. Do your own research.