Banks, NPCI to ensure MDR not passed on: SBI - The Times of India
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Key takeaway
SBI and NPCI coordinate to prevent Merchant Discount Rate (MDR) from being passed to consumers.
- Step 1 · The triggerSBI and NPCI coordinate to block MDR pass-through, requiring banks to absorb transaction costs on digital payments
- Step 2 · Knock-onBanks' payment fee income is pressured, prompting review of other service charges or lending terms to recover lost revenue
- Step 3 · Knock-onMerchants and consumers benefit from lower transaction costs, supporting digital payment adoption and potentially higher sales volumes
- Step 4 · Reaches youSMEs relying on digital payments see stable transaction costs but must monitor for indirect fee increases or changes in banking terms
The trigger is reported by the source below. The steps that follow are Branch²’s traced reasoning — how the shock could reach a business like yours, not a prediction.
Source: Google News India Business
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