Branch2 Intelligence
Gold loans are now India's largest securitised asset class: CRISIL explains why
Key takeaway
Gold loans surpassed vehicle loans as India's largest securitised asset class in Q1 FY27, with a 31% share.
- Step 11st-order: Gold loans become India's largest securitised asset class, with NBFCs originating 31% of securitisation volumes.
- Step 22nd-order: NBFCs gain improved funding access and lower cost of capital, enabling them to expand gold loan books.
- Step 33rd-order: Vehicle loan securitisation volumes decline as investors shift preference, pressuring auto financiers' funding costs.
Source: CNBC TV18 (Markets)
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