Federal Reserve issues initial findings from its 2025 triennial payments study
Key takeaway
Fed's 2025 payments study reveals accelerating shift from cash to digital payments, with implications for merchant costs and payment infrastructure.
- Step 1 · The triggerFed payments study confirms accelerating shift from cash to digital payments in the US.
- Step 2 · Reaches youUS payment trends influence global card network pricing and regulatory frameworks, transmitting to UK merchant service fees.
The trigger is reported by the source below. The steps that follow are Branch²’s traced reasoning — how the shock could reach a business like yours, not a prediction.
Source: Federal Reserve Press
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