Interest rates: what moves the cost of business borrowing
What the engine tracks for interest rates costs across the UK, US and India.
Atri is early warning for the costs, suppliers and customers your business depends on. Tell it what you buy and who you buy it from; it watches news, regulators and price benchmarks across the UK, US and India, traces each effect inward to your costs, and warns you early when one of your costs is about to move.
Interest rates here means what a business pays to borrow: overdrafts, loans, asset finance and the central-bank rates they are priced from. This page collects what Atri's engine tracks for this cost: the terms it watches, the benchmarks it checks its calls against, its latest analyses, and how those calls have scored.
What the engine watches for
The engine reads news, regulator notices and official data every day and flags an item for this cost when it names one of these terms.
- Anywhere: interest rate, interest rates, rate cut, rate rise, rate hike, lending rate, borrowing cost, borrowing costs
- UK: bank rate, base rate, bank of england, BOE, MPC, sonia
- US: fed funds rate, EFFR, FOMC, SOFR, prime rate, federal reserve
- India: repo rate, MCLR, EBLR, RLLR, CRR, SLR, SDF, RBI
The benchmarks calls are checked against
A call on this cost is graded against a published price or rate series for the story's region. Where no series is wired, the call is counted but not graded.
| Input | UK | US | India |
|---|---|---|---|
| Borrowing costs | SONIA (Bank of England) | No benchmark wired yet | India bank MCLR overnight (major banks' range midpoint, RBI) |
Latest analyses on interest rates costs
The engine's indexed analyses that name this cost, newest first. Each one shows its chain from the event to a business, and its source.
UK
- Ex-Barclays traders jailed for rigging interest rates have convictions quashed UK
- The Governor of the Bank of England discussed the impact of rising energy prices on inflation and monetary policy during a broadcast interview, emphasizing the challenges posed by ongoing geopolitical conflicts. UK
- The Japanese yen's appreciation has led traders to consider the Chinese yuan and Canadian dollar for carry trades, as the yen strengthens against the dollar following expectations of potential interest rate hikes by Japan's central bank. UK
- Britons are potentially losing out on additional interest income by keeping their savings in accounts with low interest rates, allowing banks and building societies to profit. UK
- Investec has increased the interest rate on its two-year fixed savings account, making it a new best buy option for savers. UK
US
- Federal Reserve Board announces approval of application by Isabella Bank Corporation US
- Mounting rate hike bets keep weekly loss in sight for gold US
- New York Fed’s Williams says it's 'reasonable' to expect another rate hike by year-end US
- Gold prices have increased as oil prices decline and the Federal Reserve's interest rate hike is expected to slow, alleviating inflation concerns. US
- Goldman Sachs has revised its forecast, expecting the U.S. Federal Reserve to raise interest rates by another 25 basis points in October, indicating a shift towards a more aggressive monetary policy. US
- Goldman Sachs has revised its forecast, expecting the Federal Reserve to raise interest rates by another quarter point in October following a hawkish signal from the Fed. US
- The US Federal Reserve is expected to raise interest rates for the first time since 2023, influenced by rising inflation and crude oil prices, which have pressured Treasury yields and stock markets. US
- Bond traders are anticipating a Federal Reserve interest-rate hike, with a 94% chance of a quarter-point increase, reflecting a high level of market confidence based on historical trends. US
- The US 10-year Treasury yield has risen to its highest level since 2007, driven by expectations of a Federal Reserve rate hike amid rising crude oil prices and inflation concerns. US
- The Federal Reserve, led by Chairman Kevin Warsh, is expected to announce a quarter percentage point interest rate hike amidst ongoing inflation concerns, with a split among policymakers regarding the future direction of monetary policy. US
- Federal Reserve Chair Kevin Warsh faces pressure to decide between a rate hike to combat inflation or cutting rates as urged by President Trump, amidst rising inflation data. US
- The European Central Bank raised interest rates by 25 basis points, leading to a decline in the euro and a rise in the dollar as markets reacted to the implications for inflation and future rate hikes. US
- The US Federal Reserve's upcoming rate decision is influenced by stronger-than-expected job growth and inflation concerns, with markets anticipating a potential rate hike. US
- US nonfarm payrolls increased by 162,000 jobs in August, indicating a stable labor market and influencing Federal Reserve interest rate decisions. US
- Fed Governor Christopher Waller indicated he supports holding interest rates steady at the upcoming September meeting, citing recent signs of disinflation despite inflation remaining above the Fed's target. US
- Markets adjusted their expectations for a Federal Reserve interest rate hike following Chairman Kevin Warsh's speech, which indicated a readiness to address inflation, although some analysts remain skeptical about the necessity of an immediate hike. US
- Federal Reserve Chair Kevin Warsh indicated that controlling inflation is a priority and suggested potential interest rate hikes, causing increased market expectations for a rate increase in September. US
- Federal Reserve Chair Kevin Warsh and Treasury Secretary Scott Bessent are reportedly coordinating efforts to reduce long-term bond yields. US
- Federal Reserve Chairman Kevin Warsh is urged by investors to address high inflation in his upcoming speech at Jackson Hole, which could influence the long end of the Treasury market and impact yields. US
- The article discusses the strong performance of the technology sector and the focus on the Federal Reserve chair's upcoming decisions. US
- Federal Reserve Chair Kevin Warsh's first Jackson Hole speech is anticipated by investors as markets deal with persistent inflation, high oil prices, and changing rate expectations. US
- The Bank of Korea increased its interest rate by 25 basis points to 3% and raised growth forecasts, driven by an AI boom confirmed by Nvidia's strong second-quarter results. US
- The dollar rose significantly, recovering losses from the previous week, as inflation data supported expectations of a Federal Reserve interest rate hike by the end of the year. US
- U.S. economic data, including inflation figures, increased expectations for a Federal Reserve rate hike, causing the dollar to advance. US
- The U.S. Treasury Department announced an increase in its buybacks of long-term government debt, which is expected to influence financial markets ahead of the Federal Reserve Bank of Kansas City's annual economic policy symposium in Jackson Hole. US
- Nvidia's earnings report and Federal Reserve Chair Kevin Warsh's appearance at the Jackson Hole symposium are expected to influence the AI-driven stock market rally amid rising Treasury yields and inflation concerns. US
- Federal Reserve Chairman Kevin Warsh's upcoming speech at the Jackson Hole symposium and Nvidia's earnings report are key events for investors, alongside the release of U.S. PCE inflation data. US
More briefings by region: UK early warnings · US early warnings · India briefings (informational only).
How the engine's calls on this cost have scored
Every cost call is dated when it is published and graded against a published benchmark series once its period ends. No hit rate is shown for fewer than 30 graded calls. How calls are graded.
- Borrowing costs: Not enough graded calls yet: 0 graded so far, 189 pending.
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Automated analysis for information only. Not investment advice. Read the full disclaimer.